Personalized credit and financial guidance

Premium Credit Guidance, Taxes, and Financial Education

We focus on premium, tailored financial services — credit strategy, tax preparation, and education designed for high-intent clients.

What we offer

Expert Financial Services with a Personal Touch.

Why we are the best

Why Choose HearTax?

At Heartax, we offer a full suite of financial services—designed with heart, delivered with expertise.

A People-First Firm You Can Trust

At Heartax, we do things differently. We believe relationships come before results, and people come before profit. Our clients aren’t numbers in a system—they’re part of our extended family. That’s why we take time to listen, understand your goals, and offer support that truly fits your life.

Expertise You Can Count On

With deep roots in accounting, business, and credit strategy, we offer professional guidance you can trust. Whether you’re rebuilding your credit, handling payroll, or getting your books in order—we bring tailored solutions with transparency and care. No cookie-cutter advice—just what works for you.

Why Choose us?

Buy a Home With Us — Get Free Credit Repair

If your credit is stopping you from qualifying for a mortgage, we fix it completely free when you choose us as your real estate team.

This service is only free for clients who work with us to purchase a home. It’s part of our commitment to help families achieve homeownership the right way.

Our Process

How We Work

Free Consultation

We start by listening. Whether it’s a tax issue, credit concern, or business need, we take the time to understand your unique situation and goals—no pressure, no judgment.

Personalized Planning

Next, we create a custom strategy just for you. Whether it’s organizing your finances, improving your credit, or building a solid business foundation—we’ll lay out the steps clearly so you feel in control.

Expert Implementation

Now we get to work. From preparing tax returns to setting up your bookkeeping system or walking you through credit repair—we handle the heavy lifting while keeping you informed every step of the way.

Ongoing Support

We don’t disappear after a service is complete. Our team is here for continued guidance, regular check-ins, and answers to all your questions—so your progress keeps growing long after we begin.

Testimonials

What Our Clients say?

“The team treats you like family. They guided me every step of the way with patience and clear explanations.”

Anthony B.

“I joined their Premium Credit Program and saw real progress within months. Professional, caring, and incredibly knowledgeable!”

Daniel R.

“Heartax truly changed how I view my finances. Their credit counseling helped me rebuild my score and regain confidence.”

Jonathan M.
Happy Customers
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Founded In
2000
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FAQS

Questions & Answers

What is credit counseling?

Credit counseling helps you understand, manage, and improve your credit through personalized guidance, budgeting strategies, and debt management support.

How long does it take to see results?
Results vary by situation, but many clients notice positive changes in their credit within 3–6 months of consistent effort.
Will credit counseling affect my credit score?
No, enrolling in credit counseling does not harm your credit score—it helps you make smarter financial decisions that improve it.
Do you offer online or remote sessions?

Yes, Heartax offers both virtual and in-person sessions to fit your schedule and make credit counseling easily accessible.